Senior AI Data Scientist – Consumer Lending

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Company Overview

Experian is a leading global data and technology company that provides innovative solutions to various business sectors worldwide. With a focus on enhancing lending practices, uncovering fraud, simplifying healthcare, and optimizing marketing strategies, Experian utilizes a unique blend of data, analytics, and software. Their mission also emphasizes assisting millions of individuals in achieving their financial goals, thus saving both time and money.

Experian is listed on the FTSE 100 Index and employs around 22,500 people across 32 countries, with its corporate headquarters located in Dublin, Ireland. The company actively invests in advanced technologies and a skilled workforce to harness the full power of data.

Job Role

The role in focus is for a Senior AI Data Scientist within Experian’s Analytic Innovations group. This position is designed for a highly skilled individual contributor who will develop agentic AI solutions and advanced marketing analytics models. These contributions will significantly impact strategic decision-making processes across the entire consumer credit lifecycle.

The selected candidate will report directly to the VP of Analytics Consulting and will participate in various innovative projects aimed at improving consumer lending products through AI and analytics.

Key Responsibilities

In this role, the individual will be tasked with several key responsibilities, including but not limited to:

• Designing, coding, and testing AI agents that enhance autonomous decision-making in marketing initiatives, customer acquisition efforts, and portfolio optimization.
• Employing hands-on coding ability to develop agentic AI techniques that address complex business challenges in the realm of consumer lending.
• Conducting exploratory data analysis and developing predictive models utilizing credit bureau data and other relevant consumer datasets.
• Prototyping and iterating intelligent agent behaviors by leveraging tools like Python, Spark, and modern agentic frameworks.
• Supporting the deployment and ongoing monitoring of AI models in production settings to ensure optimal performance, reliability, and compliance with industry standards.
• Collaborating with various internal stakeholders to translate business needs into scalable AI solutions.
• Contributing to the creation of cutting-edge analytical products and services that boost marketing effectiveness and enhance customer engagement.

Required Skills and Qualifications

For candidates interested in applying, several qualifications and skills are essential:

• Advanced Python programming skills, especially concerning data manipulation, modeling, and deployment in cloud environments.
• Proficiency in harnessing big data platforms for scalable analytics, along with hands-on experience in building agentic AI frameworks or autonomous agents.
• Robust project management capabilities to handle multiple projects while delivering impactful results.
• Possession of at least 5 years of experience in consumer lending marketing analytics, alongside a solid comprehension of consumer credit data and marketing analytics methodologies.
• Experience with cloud-based data platforms and production-grade machine learning deployment is highly valued.

Company Culture and Benefits

Experian prides itself on a strong culture that prioritizes diversity, equity, and inclusion (DEI), as well as emphasizes work-life balance, development, and wellness. The company has been recognized nationally as one of the World’s Best Workplaces, showcasing a people-first approach that encourages authenticity and collaboration. Moreover, Experian celebrates its employees’ contributions and provides a supportive environment that fosters individual growth and collective success.

Experian is an Equal Opportunity and Affirmative Action employer, explicitly encouraging applications from individuals regardless of gender, ethnicity, religion, sexual orientation, disability, or age. This inclusive policy ensures everyone has the opportunity to thrive at Experian, contributing to a diverse and successful workforce.

Conclusion

In summary, the Senior AI Data Scientist position at Experian offers an exciting opportunity for those with an extensive background in AI, data science, and consumer lending analytics. With a focus on innovative solutions that drive both strategic and operational benefits, this fully remote role adds significant value to individual career paths and the company’s mission.

This job offer was originally published on jobicy.com