Related keywords: remote job san diegofinancial analyst remote jobremote job data analyst
Tilt, formerly known as Empower, is actively seeking a Senior Credit Analyst to join their dynamic team in Mexico. The company aims to revolutionize the traditional lending space by leveraging mobile-first products and machine learning technology to assess creditworthiness beyond just traditional credit scores. This role is vital in managing credit risk and aligning analytical work with the company's growth and product development strategies.
Founded with a vision to provide fair credit access, Tilt has seen rapid growth since its launch in Mexico in 2022. By using data and innovative technology, they cater to customers who have historically been overlooked by conventional lenders. Their mission is not just to provide financial products but to create a new credit system that acknowledges the working population's varied aspirations.
Tilt is searching for a talented Senior Credit Analyst to contribute to its lending products' development and manage associated risks. The ideal candidate will join during the company's formative years, providing a unique opportunity to influence product launches that will significantly shape the company's future.
In this role, the Senior Credit Analyst will be responsible for several crucial activities:
Policy Development: Lead the creation and enhancement of credit policies that govern new lending products in Mexico.
Strategy Maintenance: Build and calibrate strategies for underwriting and account management in a rapidly growing loan portfolio.
Experimentation: Design and execute experiments throughout the borrower lifecycle to gauge effectiveness and improve methodologies.
Valuations Model Management: Oversee and refine the loan valuations model, integrating insights into broader credit strategies and decision-making processes.
KPI Monitoring: Establish automated tracking for essential KPIs, ensuring the team remains aligned with performance metrics.
Cross-Functional Collaboration: Work closely with product, engineering, and finance teams to define analytics and reporting requirements.
Fraud Controls: Develop and implement effective fraud and dispute controls to safeguard the integrity of credit processes.
Support Leadership: Assist the Head of Credit with a multi-phase roadmap, ensuring experiments and models align with business objectives and key results.
This position offers a remarkable chance to influence Tilt's growth trajectory and risk management practices, appealing to anyone passionate about data-driven decision-making and financial inclusion.
Tilt is looking for candidates with the following qualifications:
A Bachelor's or advanced degree in fields such as engineering, business, finance, economics, computer science, or mathematics.
Minimum 2 years of industry experience optimizing credit policies and product features relevant to Mexico.
Proficiency in SQL and Excel, showcasing exceptional accuracy and attention to detail while handling complex queries and data modeling.
Proven track record in leading data-driven initiatives, prioritizing collaboration with interdisciplinary teams including product, engineering, and finance.
Strong communication skills, with the ability to simplify complex metrics for both technical and non-technical stakeholders.
Experience in designing and analyzing A/B tests and familiarity with concepts of experimental design and causal inference.
Familiarity with consumer finance practices in Mexico is advantageous but not strictly necessary. Tilt values potential and ambition highly.
Tilt offers a competitive salary reflective of the candidate's skills and potential, alongside benefits such as:
Virtual-first workplace flexibility, including work-from-home reimbursements.
Comprehensive health plans with various premium levels to accommodate diverse needs.
Opportunities for visibility and direct communication with the leadership team, fostering an environment where ideas flourish.
Paid global team gatherings, enhancing teamwork and collaboration (past events include trips to Vail, San Diego, and Mexico City).
Dynamic growth opportunities where individual contributions shape career trajectories, rather than rigid promotion timelines.
Tilt promotes a culture centered around excellence and impact. Employees are expected to be accountable for their work and cherish every success as well as learn from failures. The company places substantial importance on respecting all voices and fostering an inclusive environment. Ideal team members should demonstrate a passion for expanding access to fair credit and supporting a community that values collaboration and innovation.
This role as a Senior Credit Analyst at Tilt represents an exceptional opportunity for ambitious individuals ready to influence the lending landscape and assist millions in achieving better financial futures. If you're driven by the prospect of using data to create social impact, explore this role and join the transformation of the credit system as we know it.
This job offer was originally published on himalayas.app
This job offer summary has been generated using automated technology. While we strive for accuracy, it may not always fully capture the nuances and details of the original job posting. We recommend reviewing the complete job listing before making any decisions or applications.
