Underwriter- New Business

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Company Overview

ParetoHealth is a mission-driven company focused on transforming employee health benefits for small and medium-sized businesses. Founded in 2011, the organization aims to help clients tackle the rising costs associated with employee healthcare through innovative financing and cost control solutions. ParetoHealth believes in collective greatness; hence, they strive not only for financial success but also for a positive impact on the well-being of employees across various organizations.

Job Position

The company is currently seeking an Underwriter to join their New Business team. This position is pivotal, as the selected candidate will be responsible for assessing and managing risks in self-funded and fully insured health plans utilizing stoploss insurance. The Underwriter will contribute to ParetoHealth's strategic aim of delivering effective, affordable healthcare solutions to clients.

Key Responsibilities

The Underwriter's role encompasses a variety of vital tasks, including:

  • Supporting the underwriting process by leveraging a best-in-class captive offering that enhances underwriting offerings for prospective members.

  • Conducting preliminary risk assessments for prospective captive members, whether they are fully insured or self-funded health plans. This aids in deciding appropriate stoploss coverage levels and premiums.

  • Assisting in the analysis of healthcare data to forecast potential risks and cost implications based on claims and utilization patterns.

  • Collaborating with the Sales team to furnish financial information critical for consultants wishing to join the captive.

  • Adapting to a work environment with incomplete information while ensuring responsiveness to competitive market dynamics.

  • Working with senior underwriters under mentorship while enhancing overall underwriting skills.

  • Engaging in ongoing training to deepen understanding of medical treatments and projected costs in conjunction with the clinical risk team.

  • Ensuring compliance with industry standards and legal mandates in all underwriting practices.

Required Skills and Qualifications

Candidates interested in applying for the Underwriter role must meet the following qualifications:

  • A Bachelor’s degree in finance, economics, actuarial science, or a similar field is required. Relevant professional certifications are considered a plus.

  • A minimum of 2-3 years of experience in underwriting, particularly in stoploss insurance and health risks, is preferred. Experience with captives is an added advantage.

  • Basic proficiency in underwriting software, data analysis tools, and comprehensive knowledge of the Microsoft Office Suite.

  • Ability to analyze data, identify trends, and make informed underwriting decisions.

  • Strong communication and negotiation abilities, with an aptitude for articulating technical concepts to non-technical individuals.

  • Demonstrated teamwork capacity, thriving within a dynamic and collaborative environment.

  • A foundational understanding of stoploss products, self-funding, healthcare industry trends, and the regulatory landscape.

Company Culture and Values

ParetoHealth nurtures a workplace culture founded on distinct values, including:

  • Fire in the belly: A commitment to continuous improvement and outstanding value delivery.

  • See the field: An emphasis on a broad vision with preparation to meet future needs.

  • Get it done right: A passion for producing high-quality work.

  • For the greater good: A commitment to creating innovative healthcare benefits solutions for all stakeholders.

Application Information

It is crucial for potential candidates to be aware that ParetoHealth does not provide employment visa sponsorship. Applicants must be authorized to work in the United States without sponsorship, both at the present and in the future.

Additionally, all interactions regarding job opportunities will occur via @paretohealth.com email addresses. ParetoHealth warns applicants about phishing scams conducted through text message or chat-based interviews. The organization will never request sensitive personal data, such as social security numbers or banking information, until onboarding, handled by their dedicated People Ops team.

Equal Opportunity Commitment

ParetoHealth is an Equal Opportunity Employer, ensuring non-discrimination on various bases, including race, color, religion, gender identity, age, national origin, disability, marital status, sexual orientation, or military status. The company is committed to fostering an inclusive and welcoming environment for everyone associated with its operations.

Conclusion

In summary, the Underwriter position at ParetoHealth offers an excellent opportunity for individuals who are skilled in data analysis and risk management within the health insurance sector. Candidates will play an essential role in enhancing healthcare solutions while adhering to the company's values for the greater good.



This job offer was originally published on himalayas.app

ParetoHealth

United States

Operations

Full-time

August 7, 2025

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